If you already know the jist you may skip my stumbling explaining!
So what exactly happened? i dunno. but approximately...
Say a Normal person buys a video game from a store and it cost $100.
Rich person steps in & says, "Can I borrow that for a month and then give it back to you?"
Normal person says Ok. Richy runs to the store & returns the game. They figure that in a month it will be on clearance for $20 because no one wants it. They will then return the game to Normal and /pocket the $80 difference/.
In one month Richy expects the price to go down to $20.
But wait, THIS time other people hear about this and decide to go to the store and buy up ALL of those same games! Now there is no clearance!
Worse yet, now Richy still has to find one of those games! Richy runs to eBay where people are now treating it like Tickle Me Elmo (whatever) and the prices are sky high!
Richy is going to have to pay thousands when they expected to pocket $80. Richy throws a fit.
Because Richy loves to gamble but refuses to lose, because...Rich.